Let us first take common stocks. Consider both the earnings and the dividends as they relate to the price. Check the historical trading pattern of the shares concerned. This will give you a clue as to whether the stock has been a volatile performer and whether it has fluctuated with cyclical trends in the economy and the stock market.

Real Estate

As with any other investment, an understanding of the principles — the basics — is critical to success. How are real estate prices determined? What are good sources of funds? What about expenses? Should you use professional help?

Debt Consolidation

When faced with an overwhelming debt load that can't be kept up with, let alone paid off, the options are limited to getting debt help. Declare personal bankruptcy and it will remain on the credit record for ten years.

Mortgage Basics

When many people hear the word mortgages, they envision a complex tangle of long-term debt. Indeed, the world of mortgages abounds in variations of creative financing — a formidable-sounding obstacle for the neophyte.